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John Hancock, UnitedHealthcare, and Aetna all offer premium discounts for sharing wearable data. The fine print lets them use that same data to raise your rates. Here is how the system works and what you can do about it.
You factory-reset your Oura before listing it on eBay. The buyer gets a clean ring. Your heart rate data from the last 18 months is still in their cloud.
When Intel shut down Basis in 2016, the devices did not break. The servers did. The cloud model turns your health history into a loan, and the company owns the vault. Pulsyn stores everything on your phone because your phone is the only hardware you actually own.
Your fitness tracker data is not protected by HIPAA. The FTC, Congress, and 20 states are trying to fix that, but legislation only regulates what companies can do with data they already possess. Pulsyn removes the server entirely.
Most health apps start with a login form because their business model requires your email before their product requires your data. Pulsyn starts with a heart rate graph because the app stores everything locally on your phone and has nothing to authenticate against.
In a post-Dobbs United States, fertility data from wearables has entered criminal prosecutions. Oura stores cycle data on AWS. Whoop stores it on their own servers. Pulsyn stores it on your phone, encrypted, with no cloud account.
Your fitness tracker records everything. That data lives on someone else's server, and in at least one murder trial, it was the evidence that convicted the killer. Here's how health data ends up in courtrooms, divorce filings, and subpoenas — and why Pulsyn's local-first architecture makes the difference.
On-device AI means your health data never leaves your phone. Here is the architecture, the constraints, and why it makes subscriptions unnecessary.
Oura filed for IPO. RingConn got pulled from Amazon. Ultrahuman and Luna are banned in the US. A Reddit user asked if the no-subscription smart ring dream is dead. It is not. But the remaining options are smaller, founder-led, and built on economics that venture capital hates.
